At Cash-N-Go Pawn you have the flexibility to choose the length of your pawn. We charge the lowest rates around at $13/100 for 14 days and $26/100 for 30 days. We offer the best deals in town, giving you more money for your personal items pledged to Cash-N-Go Pawn. We hold your personal items in a secure and fully insured facility. You will receive your personal items back from us upon payoff of your pawn amount owed.
- Completed pawn application.
- Photo identification.
- Piece of mail for proof of address.
- Personal property to pawn.
How do you determine the condition of an item?
The condition of an item is always taken into account during the appraisal process for a pawn. If one 32-inch television comes in that is in perfect condition and one 32-inch television comes in with a crack in the case, we will loan more on the TV that’s in better condition. When it’s general merchandise you want to pawn, we test each item to ensure it is in good working condition. This includes, but is not limited to, a visual inspection, plugging an item in and turning it on, and noting if any necessary accessories (such as remote controls) and manuals are included. The better the condition of your item, the more money we can give you. This is true for any collateral.
How do you determine an item’s worth?
We base pawn amounts on the value of your item, its current condition and our ability to sell the item. We use all the research tools we have at our disposal to determine an item’s value and get you the most money we can. We research and review items to ensure that our pawn values are in line with the general marketplace for pre-owned merchandise.
How does a pawn work?
Pawns are a quick and easy way to get money without a credit check or hassle. This is based on the value of your collateral, not your credit rating or pay schedule. Subject to individual state laws, a typical pawn may have a term length of 30-90 days, plus a 3 day grace period. If you cannot pay back your pawn in full, including any applicable grace period, we offer renewals to give you extra time. You may also choose to surrender your collateral as payment in full. We provide pawns on a variety of items including electronics, musical instruments, tools, jewelry, sports equipment, art, and more. Simply bring us an item of value, along with a valid photo ID and we’ll get you money in minutes after your pawn is approved.
What is a renewal?
If you are unable to pay back your pawn in full on its due date, you may get a renewal. With a renewal, you pay the interest that has accrued on your pawn in full, and a new pawn is written. The principal pawn amount remains the same, as does the interest rate, but the due date is reset for the full term.
Can you give a quote on an item over the phone?
Unfortunately, we cannot give quotes over the phone because pawn amounts vary greatly depending on the condition of an item. For general merchandise, we test each item to ensure it is in good working condition. This includes, but is not limited to, a visual inspection, plugging an item in and turning it on, and noting if any necessary accessories and manuals are included. The better the condition of your item, the more money we can give.
Is my collateral safe while in pawn?
While your item is in pawn, you still own it. It is our responsibility to keep it safe and in good condition while it’s in our care. When you give us an item for pawn, we keep all accessories (remote controls, cables, etc.) with your item and place it in a secure area. Your item is safely stored here until you come back to pay your pawn in full and claim your merchandise. All Cash N Go Pawn stores are fully insured for the value of the collateral we keep.
Are pawnshops regulated?
Yes. States have regulated the pawn industry for decades, and most pawnbrokers are licensed and regulated by local authorities as well. We are subject to such federal laws as the Truth In Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Patriot Act, and Federal Trade Commission Rules on Data Privacy and Security Transfer. At the federal level, we are regulated by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and the Treasury Department.
Can I pawn a gun?
No. We do not accept firearms as collateral for pawn.
Are pawnshops stocked with stolen merchandise?
Less than 1 percent of items are identified as stolen goods. Pawnshops are actually the worst place to try and get rid of stolen merchandise, despite what you see on television or in the movies. Pawnshops are highly regulated, work very closely with local and federal law enforcement officials, and train their staff to be on the lookout for and identify stolen property. In addition, Cash N Go Pawn utilizes an Internet-based crime-fighting tool called leadsonline.com, in which every pawn transaction is shared with police departments nationwide on a daily basis.